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As a result of a recent discussion with a client, I was reminded that our clients could benefit from knowing what differentiates us from other advisors. Here are a few examples that come to mind: We are locally rooted. Unlike many advisors who do not even work in the community they live in; we work in the towns where we live. We are involved in our local communities as coaches and board members. It is very common to find us helping raise funds for local causes, providing sponsorships, and volunteering for local organizations.

With retirement closing in, your 60’s are all about making sure you have the right plan in place. Here are some great ideas to implement in your 60’s.

These are your golden years. You've worked hard to raise a family, build your career, and save your money - now it's time to relax and reap the rewards of a lifetime of sensible financial planning. How can you take full advantage of this time of your life? Here are some tips for being financially savvy in your 70's and beyond.

Daylight Savings Time has been used in the U.S. and in many European countries since World War I. At that time, to conserve fuel needed to produce electric power, Germany and Austria took time by the forelock, and began saving daylight at 11:00 p.m. on April 30, 1916, by advancing the hands of the clock one hour until the following October.

"The longer I live, the more I realize the impact of attitude on life. ......

The "widow's penalty" occurs when a person's tax filing status goes from married filing jointly to single. This change can cause the surviving spouse to have to pay nearly double the taxes compared to what they were paying. Here is an example using fictitious names Bill & Jill. Let's look at the impact to their tax situation if Bill passes away prematurely.